Friday, May 7, 2010

Finance and Credit, Worlds Apart #3 - Cutting Costs the Easy Way


Image : http://www.flickr.com


People always think that saving money means you don't enjoy life; nothing could be farther from the truth. The fact is that when you are seriously prepared to save money you may find things more enjoyable because you don't have to work as hard to get them. Let's take a look at buying a house here in San Diego, if you have wanted to do so for years and bought a few years ago chances are you over paid. That means you are spending more time at work and cutting your expenses just so you can make the monthly mortgage payments. Now a different person may have waited until now to buy a similar house at a fraction of the cost and they don't have to work as hard to enjoy it.

How much we pay for things will determine how much we enjoy them because we can add on. Let's say you go to the mall here in San Diego to buy a big screen television and you have to charge it to your credit card. Now you cannot really afford anything else for it because your rates are high and that was a big expense. Your rates are high because you have a poor credit score. Another person may wait a little while for the same television to be on sale and when they go to buy it they get such a deal that they are able to buy a stereo system as well. Their payments are much lower than yours because they have a good score. This is how credit can save you money and makes life easier.

If you are convinced your score is costing you too much and want to do something about it you can use credit repair to fix that. Credit repair is great because it allows you to repair your score no matter the reason it was lowered and do so in weeks, not the years it would take you to do it yourself. The process is fast, effective, simple, and very affordable.

By David George

Thanks To : TV buying guide

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